My wife and I are buying a apartment in Tadley. It might be a silly question but how we can trust a lawyer? At some point we have to deposit our life savings into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Is it the case that all Tadley CQS (Conveyancing Quality Scheme) solicitors are on the Bank of Ireland conveyancing list of approved firms?

Some major banks and building societies now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.

I can not work out if my mortgage offer requires a lease extension. I have called into my local Tadley bank branch on numerous occasions and was told they are content with the situation and they would lend. My Tadley conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they will not lend based on their published requirements. Who do I believe?

Provided that the conveyancer is on the bank approved list, they must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

We are downsizing from our home in Tadley and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Tadley lawyer would know this is not the case. It does beg the question why the purchasers instructed a national conveyancing firm as opposed to a conveyancing solicitor in Tadley. Having lived in Tadley for three years we know of no issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.

It would appear that you have a conveyancing solicitor already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

I have recentlybeen informed that Wolstenholmes have been shut down. They conducted my conveyancing in Tadley for a purchase of a leasehold apartment 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?

The easiest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Tadley conveyancing specialists.

I'm purchasing a new build house in Tadley with a loan from Aldermore. The developers would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not to tell my lawyer about this extras as it will put at risk my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

We are 18 days into a residential purchase having been recommend to solicitors by the estate agent to perform conveyancing in Tadley. We are not happy. Can you you assist me in finding new solicitors?

A solicitor would need to be very bad to suggest changing them. Has your mortgage offer been issued? In the event that it has you will need to advise them of the new contact details and get the loan are re-sent. Your conveyancer should be on the mortgage company approved list to avoid escalating expenses and frustration. So that should be your starting point. Our search tool should help you find a bank approved conveyancer for your conveyancing in Tadley