I happen to be the only recipient of my late mum's will and I have everything in my name alone, including the house in Stapleford. The Stapleford property was put into my name in . I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship could be considered the same way as if I'd bought the property in . Do I have to wait 6 months to sell?

The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. How practical a view lenders take of it, depend on the mortgage company as this clause is chiefly there to capture subsales or the wholesaling and assigning of properties.

My partner and I have arranged a further advance on our mortgage from as we intend to conduct a loft conversion to our property in Stapleford. Are we obliged to appoint a high street Stapleford solicitor on the conveyancing panel to handle the legals?

would not normally instruct a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the panel.

I was told two weeks ago that my mortgage has been agreed to by . Is it usual for to only issue the offer once my solicitor in Stapleford is approved on their conveyancing panel? have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

Should my lawyer be making enquiries about flooding during the conveyancing in Stapleford.

Flooding is a growing risk for lawyers carrying out conveyancing in Stapleford. Plenty of people will buy a house in Stapleford, fully aware that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.

Conveyancers are not qualified to give advice on flood risk, but there are a number of searches that may be initiated by the purchaser or by their conveyancers which can give them a better appreciation of the risks in Stapleford. The conventional set of information sent to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a standard question of the seller to discover whether the property has suffered from flooding. If flooding has previously occurred which is not notified by the seller, then a purchaser may commence a compensation claim resulting from an misleading reply. The buyer’s conveyancers may also carry out an enviro report. This should disclose if there is any known flood risk. If so, further inquiries should be initiated.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Stapleford?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Stapleford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build house in Stapleford benefiting from help to buy. The developers would not move on the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not reveal to my lawyer about the deal as it will put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to instruct a conveyancing practitioner in Stapleford for my house move. Is there any facility to review a firm’s complaints history with the profession’s regulator?

One can find published Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator sometimes monitor call for training reasons.