Me and my partner are buying a 3 bedroom apartment in Nuthall with a mortgage. We have a Nuthall conveyancer, however the bank advise she’s not on their "panel". We have to appoint one of the lender panel firms or keep our Nuthall conveyancer as well as pay for one of their panel firms to represent them. This seems very unfair; is there anything we can do?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Nuthall conveyancing solicitor to apply to be on the conveyancing panel.

I purchased a freehold property in Nuthall but still invoiced for rent, why is this and what is this?

It is rare for properties in Nuthall and has limited impact for conveyancing in Nuthall but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

I am buying a house and need a conveyancing solicitor in Nuthall who is on the Barclays conveyancing. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays in certain locations such as Nuthall. We dont recommend any particular firm.

My relative recommended that where I am purchasing in Nuthall I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes included in the estimate for your Nuthall conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Nuthall around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Nuthall Education with maps and statistics, Local Amenities and other useful data regarding Nuthall.

In my capacity as executor for the estate of my grandfather I am selling a property in Cardiff but I am based in Nuthall. My lawyer (who is 260 miles awayrequires that I sign a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Nuthall who can attest this legal document for me?

Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Nuthall based