It may have been a long time coming a loan offer from HSBC for the refinancing of my single bedroom maisonette is coming within the next few days. Could you suggest a cheap conveyancing practitioner in Nuthall?

You have arrived at the wrong site to search for a cheap conveyancing in Nuthall. Our aim is to provide cost effective conveyancing but we do not advertise as being the cheapest. Do not be swayed by companies offering the bait of £100 conveyancing in Nuthall. At best, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst it will result in you with a surprising uplift in extras and still not receive the service expected.

I am selling my flat in Nuthall. Will my property lawyer need to be required to be on the Kent Reliance conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.

Should our solicitor be raising questions regarding flooding as part of the conveyancing in Nuthall.

Flooding is a growing risk for lawyers dealing with homes in Nuthall. There are those who acquire a property in Nuthall, completely aware that at some time, it may suffer from flooding. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to impart advice on flood risk, however there are a numerous searches that may be initiated by the purchaser or by their conveyancers which should give them a better understanding of the risks in Nuthall. The conventional set of completed inquiry forms sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the owner to determine whether the property has suffered from flooding. In the event that the residence has been flooded in past which is not notified by the vendor, then a purchaser could issue a claim for damages as a result of such an incorrect response. A buyer’s solicitors should also carry out an enviro report. This should higlight whether there is any known flood risk. If so, further inquiries will need to be made.

I used Arc property Solicitors several years ago for my conveyancing in Nuthall. I now require my papers but the law firm has closed. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Nuthall of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, chain free conveyancing. Nuthall is where the house is located. What do you suggest?

Flying freeholds in Nuthall are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Nuthall you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Nuthall may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.