We are a couple about to exchange contracts for a garden flat in Sowerby Bridge. We encountered a snag. Our loan offer with Godiva Mortgages Ltd runs out on 2/4/2026 but the vendors are suggesting a completion date of 8/4/2026. Can one prolong the loan offer?

The person best placed to address this concern is your conveyancer who is in a position to determine whether he or she is better off negotiating with the lender, vendor’s conveyancers, estate agents or possibly all parties given what has happend in your house move as of today.

I have todaybecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Sowerby Bridge for a purchase of a freehold house 18 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?

The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Sowerby Bridge conveyancing specialists.

About to purchase a new build flat in Sowerby Bridge. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Sowerby Bridge

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I have been on the look out for a leasehold apartment up to £245,000 and found one near me in Sowerby Bridge I like with a park and railway links nearby, however it's only got 52 remaining years left on the lease. I can't really find anything else in Sowerby Bridge in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?

Should you require a home loan that many years will likely be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.

My father-in-law has suggested that I instruct his conveyancers in Sowerby Bridge. Do I take his guidance?

No doubt it’s preferable to find a conveyancing practitioner is to get referrals from friends or relatives who have actually experience in using the firm that you are considering.