I am expecting a mortgage offer from Lloyds. I intend to enlist the help of a Licensed Conveyancer in Southwick. Does the Lloyds Solicitor panel exclude Licensed Conveyancers?

The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Southwick so that I can attend their offices if necessary.

Whereas this was necessary 12 years ago, the vast majority lenders no longer oblige their conveyancing panel solicitor to witness the mortgagors signature. It will still be necessary for you to provide identification documents and there are still manifest benefits to instructing a locally based practitioner, in your case a conveyancing solicitor in Southwick.

My father advised me that in purchasing a property in Southwick there could be various restrictions prohibiting external changes to a property. Is this right?

We are aware of a number of properties in Southwick which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Southwick should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are planning to move property in March. Should my conveyancing solicitor call the removal company on the completion day. On a separate note, can you put forward a removal company in Southwick. Conveyancing lawyer was chosen prior to coming across your page.

On the day of completion you can pick up the keys from the selling agent however this can only occur when the previous owners solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you can inform the removal men that they can start moving you in. We do not suggest a specific removal company but can help you choose a conveyancing in Southwick or a legal practice that specialises in conveyancing in Southwick.

I have instructed a Southwick conveyancer having checked that they are on the Lloyds conveyancing panel. Does my lawyer arrange the survey of the property?

Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Southwick postcode. As you are getting a mortgage with Lloyds, you could contact them to see if they have a list of approved surveyors in Southwick.

How easy is it to use your search facility to choose a conveyancing practitioner in Southwick on the panel for my mortgage?

Step one is to select a bank such as Yorkshire Building Society, The Mortgage Works or Bank of Ireland then type in your location for example Southwick. Conveyancing firms in Southwick and nationally should be shown.

Can a conveyancer remove a name from the title of my home in Southwick ?

Subtracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a conveyancing practitioner to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer