My partner and I are intent on buying an apartment in South Hornchurch. My lawyer is not listed on the mortgage company conveyancing list. Is it possible for me to appoint my South Hornchurch conveyancing solicitor notwithstanding that they are excluded from the lender list of approved lawyers?

You have numerous options available to you here

• Proceed with your preferred South Hornchurch but your bank will need to appoint a on their approved list. This will result in additional charges together with probable delay.
• Appoint a fresh to act in the purchase, ensuring that they are on the mortgage company conveyancing panel.
• Convince your lawyer to do everything possible to get listed on the bank’s conveyancing panel

My home in South Hornchurch is up for sale and I have a purchaser. Will my need to be on the conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.

I need some fast conveyancing in South Hornchurch as I have an ultimatum to complete in less than one month. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?

If.Given you are not taking a home loan you are at free not to have searches carried out although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in South Hornchurch the following are instances of issues that can crop up and therefore impact future mortgageability: Enforcement Notices, Outstanding Fees, Overdue Grants, Road Schemes,...

How does conveyancing in South Hornchurch differ for newly converted properties?

Most buyers of new build residence in South Hornchurch come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is completed. This is because developers in South Hornchurch typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in South Hornchurch or who has acted in the same development.

My cousin has urged me to instruct his conveyancing solicitors in South Hornchurch. Should I use them?

No doubt it’s preferable to choose a conveyancing solicitor is to have referrals from friends or relatives who have actually experience in using the solicitor you're are thinking of instructing.