I am buying a property without a mortgage in South Croydon. I have been residing for the last twelve years in South Croydon. Conveyancing searches are exorbitant. Given that I have knowledge of the road and vicinity intimately must I have all the conveyancing searches?

In the absence of a home loan, then almost all of the South Croydon conveyancing searches are non-obligatory. Your lawyer will try and steer you, no-doubt strongly, that you should have searches completed, but she has a professional duty to take that path of advice. One thing to consider; if you are going to dispose of the house at a future date, it may be of relevance to your future buyer what the searches disclose. Sometimes properties with no practical issues can still reveal adverse search results. A competent conveyancing solicitor in South Croydon will provide you some constructive guidance concerning this.

I am buying my first flat in South Croydon with a loan from TSB. The developers refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not inform my lawyer about the side-deal as it will put at risk my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in South Croydon cover?

South Croydon conveyancing for business premises covers a wide range of guidance, supplied by regulated solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

In my capacity as executor for the will of my grandfather I am disposing of a property in Newport but live in South Croydon. My conveyancer (based 250 miles awayhas requested that I sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing practitioner in South Croydon who can attest this legal document for me?

Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are based in South Croydon

Should one remove a departed person's name from the title register for a property in South Croydon?

If a South Croydon property is co-owned and one of the owners passes away, the name will not immediately be removed from the title deeds. It is not necessary to remove their name as in the event of a disposal your lawyer would just be asked to evidence why the joint owner is not included in the conveyance, such as the probate documents.

With the aim of making things smoother for the sale of the property you may arrange to have the deceased person removed from the title by submitting an application to HM Land Registry with evidence of the death. There is no fee from the Registry for this service.