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Find a Soham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Soham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Soham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Soham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Soham

At what point will exchange of contracts occur in purchase conveyancing in Soham and do I need to attend the conveyancers branch?

Where you are round the corner to our conveyancing solicitors in Soham you are welcome to come in to sign contracts. However, the law practices we work with supply a national conveyancing service and provide just as detailed and professional a job for you when communicating with you digitally. The executing of the purchase agreement is not the important part. A signed contract simply enables the firm to address the formalities at the appropriate time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Soham)to be in the office at the appropriate time.

Should my conveyancer be making enquiries regarding flooding during the conveyancing in Soham.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Soham. There are those who acquire a house in Soham, completely aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to give advice on flood risk, however there are a numerous checks that may be initiated by the buyer or on a buyer’s behalf which can figure out the risks in Soham. The conventional set of information sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the seller to discover whether the property has ever been flooded. If the residence has been flooded in past and is not revealed by the vendor, then a purchaser may commence a legal claim for losses stemming from an inaccurate response. A purchaser’s lawyers may also commission an enviro search. This should indicate whether there is a recorded flood risk. If so, more detailed inquiries should be carried out.

I need to appoint a conveyancing solicitor for remortgage conveyancing in Soham. I've discover a site which seems to have the perfect offering If there is a chance to get all this stuff done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Last January I purchased a leasehold house in Soham. Am I liable to pay service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Soham Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

    Where a Soham lease has fewer than eighty years it will impact the value of the flat. It is worth checking with your lender that they are willing to go ahead with the loan given the lease term. Leases with less than 80 years remaining means that you will most likely have to extend the lease at some point and it is worth discovering how much this would cost. For most Sohamlease extensions you would need to own the residence for two years in order to be entitled to extend the lease. What is the maintenance charge and ground rent on the apartment? Most Soham leasehold properties will be liable to pay a service charge for the upkeep of the building set on behalf of the landlord. Where you acquire the flat you will have to pay this liability, normally in instalments accross the year. This can differ from two or three hundred pounds to thousands of pounds for buildings with lifts and large common areas. In all probability there will be a rentcharge to be met annual, ordinarily this is not a large amount, say approximately £50-£100 but you need to check as on occasion it could be surprisingly expensive.

Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?

Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.

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