My wife and I are purchasing a 1 bedroom flat in Sneinton with a mortgage. We would like to retain our Sneinton conveyancer, but the mortgage company advise he's not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or keep our Sneinton lawyer and pay for one of their panel firms to act for them. We consider that this is inequitable; can we not insist that the lender use our Sneinton conveyancing practitioner ?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Sneinton conveyancing lawyer to apply to be on the conveyancing panel.

Are the Sneinton conveyancing solicitors identified as being on the Skipton conveyancing panel, together with their details provided by Skipton?

Sneinton conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.

we are a couple who wish to acquire a 3 bedroom flat in Sneinton with a residential mortgage from Aldermore.We would like to retain our Sneinton conveyancing solicitor but Aldermore says she’s not on their "panel". we are left little option but to use a Aldermore panel firm or retain our preferred solicitor and pay for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that Aldermore use our lawyer?

Unfortunately,no. The loan issued to you is subject to its terms and conditions, one of which will be that lawyers must be on the Aldermore solicitor panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Aldermore

Will my solicitor be asking questions concerning flooding during the conveyancing in Sneinton.

The risk of flooding is if increasing concern for solicitors dealing with homes in Sneinton. There are those who acquire a house in Sneinton, completely aware that at some time, it may be flooded. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to give advice on flood risk, but there are a number of searches that can be carried out by the purchaser or by their solicitors which should figure out the risks in Sneinton. The conventional set of information supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) includes a standard question of the owner to find out whether the premises has suffered from flooding. If the property has been flooded in past and is not revealed by the owner, then a buyer could commence a compensation claim resulting from an inaccurate answer. A buyer’s lawyers may also carry out an environmental search. This should reveal if there is any known flood risk. If so, further inquiries should be carried out.

I am looking into buying my first house which is in Sneinton and I am already nervous. I couldn't find anything specific about Sneinton. Conveyancing will be needed in due course but do you know about the Sneinton area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Sneinton. In the meantime here are some basic statistics that we found