My bid for a property was accepted at auction in Seascale and Sellafield. Conveyancing is required. What is next?

Having exchanged you now have to find a conveyancing lawyer quickly as you are faced with a tight a drop dead date to complete the transaction. All auction property should have a bespoke legal pack. This will include evidence of title and search results. If you have purchased leasehold property the auction papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You need to give this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that you have funds in place to complete on the date specified in the contract.

is it true that all Seascale and Sellafield solicitors on the Lloyds conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Lloyds approved list of solicitors they would need to be overseen by the SRA. Many lenders do permit licenced conveyancers on their panel in which case such practice would be governed by the CLC.

I currently have a mortgage with Clydesdale for my property in Seascale and Sellafield. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?

You must advise Clydesdale before letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. You need not do this via a Clydesdale conveyancing panel lawyer.

I used Arc property Solicitors several years past for my conveyancing in Seascale and Sellafield. Now, I need my documents however the law firm is no longer operating. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Seascale and Sellafield of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying a new build apartment in Seascale and Sellafield. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Seascale and Sellafield

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

What does commercial conveyancing in Seascale and Sellafield cover?

Non domestic conveyancing in Seascale and Sellafield covers a broad range of advice, supplied by qualified solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

I wish to rent out my leasehold flat in Seascale and Sellafield. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?

The lease governs the relationship between the landlord and you the leaseholder; specifically, it will say if subletting is prohibited, or permitted but only subject to certain conditions. The rule is that if the lease contains no specific ban or restriction, subletting is permitted. Most leases in Seascale and Sellafield do not prevent strict prohibition on subletting – such a provision would undoubtedly devalue the property. In most cases there is simply a requirement that the owner notifies the freeholder, possibly sending a duplicate of the tenancy agreement.

Seascale and Sellafield Leasehold Conveyancing - Sample of Queries Prior to buying

How is the lease structured? Does the lease have onerous restrictions? Are there any major works in the planning that will likely add a premium to the service costs?