I have just been advised by my mortgage adviser that my Ryhall solicitor is not on the mortgage company Conveyancing panel. What can I do to be certain that this is indeed the case?

Your first step should be to contact your Ryhall lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they may be able to suggest a Ryhall conveyancing firm that is on the approved list of lawyers for your lender.

When does exchange of contracts happen for domestic conveyancing in Ryhall and am I required to be at the lawyers branch?

If you are near to our conveyancing solicitors in Ryhall you are welcome to attend to sign documents. However, the law practices we work with provide a nationwide conveyancing service and give just as comprehensive and professional a job for you when communicating with you electronically. The executing of the sale agreement is not the critical part. A signed contract is just a prerequisite for the firm to officially exchange when the time is right, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Ryhall)to be in the office available at the end of the phone to exchange contracts.

How does conveyancing in Ryhall differ for newly converted properties?

Most buyers of new build property in Ryhall come to us having been asked by the developer to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Ryhall usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ryhall or who has acted in the same development.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Ryhall is where the house is located. Can you offer any opinion?

Flying freeholds in Ryhall are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ryhall you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ryhall may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I note that you have a search directory listing firms on the lender conveyancing panel. Do Ryhall conveyancing firms pay you a referral fee if I instruct them for my house purchase?

We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Ryhall.