We are buying a 3 bedroom apartment in Ketton with a mortgage. We wish to retain our Ketton solicitor, but the bank advise he's not on their "panel". It appears that we have no choice but to select one of the lender panel firms or retain our Ketton solicitor as well as pay for one of their panel firms to represent them. We regard this is unjust; can we not require that the bank use our Ketton property lawyer ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Ketton conveyancing solicitor to apply to be on the conveyancing panel.
We see that you have a post code search directory listing solicitors on the RBS conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Ketton?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ketton.
I am due to move home in December. Should my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you put forward a removal company in Ketton. Conveyancing firm was organised prior to coming across this page.
On the day of completion you will need to collect the house keys from your property agent but this can only occur when the previous owners lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be handed over. After that you will need to inform the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can assist you in choosing a conveyancing in Ketton or a solicitor that specialises in conveyancing in Ketton.
Are all Ketton Conveyancing Quality Solicitors on the Leeds Building Society conveyancing panel?
A selection of lenders now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.
I was told three weeks ago that my mortgage has been agreed to by Skipton. Is it usual for Skipton to only issue the offer once my solicitor in Ketton is approved on their conveyancing panel? Skipton have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been pointed in your direction by a number of estate agents in Ketton to select a conveyancer using your seach tool. What’s the financial advantage for Estate Agents to promote your site ahead of alternative conveyancing organisations?
We refuse to offer any referral fee for directing people our way. We thought it would be too underhand a fee as home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
There are numerous houses in Ketton on private lanes. We are acquiring such a house. What are the advantages and disadvantages of buying a property on a privately owned road?
Ketton conveyancing practices will be well versed in transacting propertieson unadopted roads. The solicitor will investigate title to find any rights or responsibilities. In many cases there is a residents association that proprietors make annual payments for the upkeep of the road. Where one exists, the road should be maintained and look nicer than council owned.