My wife and I have recently appointed a conveyancing solicitor in Rothbury. I need to find out whether they are on the Accord Mortgages Ltd conveyancing panel. Can you advise?

The first thing to do is call the conveyancer and enquire if they can act for the bank. Alternatively you should get in touch with Accord Mortgages Ltd who may be able to confirm.

I am assisting my niece sell her house in Rothbury. Will the conveyancing solicitor commission an EPC or it is for the owner to coordinate?

Following the abolition of Home Packs, energy performance certificates became a required element of moving property. An energy performance certificate needs to be commissioned prior to the property being advertised. It is not as aspect of the sale process that law firms ordinarily organise. If you are instructing a Rothbury conveyancing practitioner they might be willing to arrange energy performance certificates due to their contacts with reputable Rothbury energy assessors

I am purchasing a property in Rothbury. One unusual aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As you are obtaining a mortgage with TSB your lawyer must follow the conveyancing requirements set out in Part two of UK Finance Lenders’ Handbook for TSB. The CML Handbook includes minimum provisions for solar panel roof-space leases, and conveyancers are required to report to TSB where a lease does not satisfy these provisions. The conditions relate to the installation of panels on properties countrywide and is not isolated to Rothbury.

It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Rothbury bank branch on various occasions and was informed it wasn't an issue and they will lend. My Rothbury conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. Who do I believe?

Provided that the property lawyer is on the lender approved list, they must follow the CML Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I decided to have a survey carried out on a house in Rothbury before appointing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies may refuse to grant a loan on a flying freehold property.

It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you e-mail us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rothbury. Conveyancing may be slightly more expensive based on your lender's requirements.

We are 3 weeks into a freehold purchase having been directed to conveyancers by the local agent to execute conveyancing in Rothbury. We are not happy. Could you help me find new lawyers?

They would have to be really bad in order to consider replacing them. Has your mortgage been sent? If so you need to make them aware of the new lawyer and get the mortgage documents are issued to the new lawyers. Your solicitor ideally should be on the lenders panel to avoid added fees and frustration. That should be your first question of the new lawyers. The search tool can assist you in finding a bank approved conveyancer for your home move in Rothbury

At long last a mortgage agreement from a lender for the refinancing of my 3 bedroom maisonette is to be issued by the end of next week. Can you suggest a low cost remortgage conveyancing law firm in Rothbury ?

You are on the wrong site if you are in need of the cheapest conveyancing solicitors in Rothbury. Our intention is to offer value for money conveyancing but we do not work with the cheapest lawyers. Do not be fooled by brokers offering low cost conveyancing in Rothbury.In your best case scenario, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in additional fee and still not get the service expected.