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Find a Kirkwhelpington Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kirkwhelpington? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kirkwhelpington home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Kirkwhelpington conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Kirkwhelpington

Can the conveyancing practitioners identified via your ’find a lawyer’ tool handle right to buy conveyancing in Kirkwhelpington?

We work with a variety of conveyancing lawyers carrying out right to buy transactions Do get in touch with the conveyancers listed with a view to obtain a costs calculation.

My wife and I own a terraced Georgian property in Kirkwhelpington. Conveyancing practitioner acted for me and Nottingham Building Society. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kirkwhelpington and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who completed the work.

I'm purchasing a new build house in Kirkwhelpington with a loan from Bank of Scotland. The builders would not move on the amount so I negotiated 6k of extras instead. The house builders rep told me not inform my lawyer about this side-deal as it may jeopardize my mortgage with Bank of Scotland. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a property in Kirkwhelpington before instructing lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some banks may not grant a mortgage on this type of property.

It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. If you contact us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Kirkwhelpington. Conveyancing may be slightly more expensive based on your lender's requirements.

I am looking for a conveyancing practitioner in Kirkwhelpington for my house move. Is there any facility to check a firm’s complaints history with the profession’s regulator?

One may review documented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after Jan 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The SRA could monitor call for training reasons.

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Neighbouring Locations

Northumberland
Rothbury
Kirkwhelpington
Stamfordham

Find out more about how flying freehold can affect your the value of a property.