It has come to my attention via my lender that my Powys solicitor is not on the mortgage company Solicitor panel. What can I do to be certain whether this is indeed the case?

Your first step should be to contact your Powys conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they may be able to suggest a Powys conveyancing practice that is on the conveyancing panel for your lender.

What is your number one tip for finding a conveyancing solicitor in Powys

Do not opt for the lowest Powys conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

I am currently in the process of buying my council flat in Powys. I have a mortgage agreed with . Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

I have a mortgage with for my property in Powys. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform ?

You must advise in advance of renting your property as this is likely to be a breach of ’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact directly. It should not be necessary to do this via a conveyancing panel solicitor.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Powys is the location of the property. Is there any advice you can impart?

Flying freeholds in Powys are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Powys you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Powys may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I need to appoint a conveyancing solicitor for remortgage conveyancing in Powys. I happened to chance upon a web site which looks to be the perfect answer If there is a chance to get all the legals done via phone that would be preferable. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Is it true that a Powys conveyancing company got sued by clients for failing to conduct comprehensive conveyancing searches?

Our attention has not be brought to such a Powys conveyancing claim but according to a recent report, a couple acquiring a property elsewhere in England successfully sued their as a consequence of development permission to erect a wind farm not being picked up in conveyancing searches.

If you are purchasing in Powys It is essential that your carry out all Powys conveyancing searches necessary making sure that you have accurate and up to date information ahead of purchasing a property.