Recently been in touch with my conveyancing solicitor in Old Coulsdon who acted for me 18 months ago requesting a conveyancing estimate based on the same type of home move (a leasehold property and a freehold premises) of similar values with a loan from . I am now being quoted double. Better the devil I know or should I seek out an alternative property lawyer?

The charges are a little high. If you you were to look around you might get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, if you were pleased with the service the firm offered you mightlive to regret choosing an a cheaper conveyancer. If is important to be sure that the solicitor can act for . You can use our search tool to find a Old Coulsdon conveyancing firm on the conveyancing panel, which can often include conveyancing solicitors in Old Coulsdon.

Are the Old Coulsdon conveyancing solicitors identified as being on the conveyancing panel, together with their details provided by ?

Old Coulsdon conveyancing firms themselves provide us confirmation that they are on the conveyancing panel as opposed to being supplied with a list from directly.

Forgive me if this question is silly but I am unseasoned as FTB of a two bedroom flat in Old Coulsdon. Do I pick up the keys to the premises on the completion date from my solicitor? If so, I will instruct a High Street conveyancing solicitor in Old Coulsdon?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the owner’s solicitors, and once they have received this, you should be called to pick up the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.

It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Old Coulsdon building society branch on a couple of occasions and was advised it wasn't a problem and they would lend. My Old Coulsdon conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend in accordance with their published requirements. Who do I believe?

Provided that the is on the lender approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

have agreed my mortgage in principle, my bid on a apartment in Old Coulsdon has been accepted, now what?

The property agent will wish to be informed of your 's details (ensure that the are on the bank’s approved list). Telephone or the broker and complete any relevant paperwork. will appoint a valuer who will get in contact with the estate agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes on average a fortnight to get a mortgage offer. will issue the offer to you and your . The transaction will then take it’s course according the nature and complexity of the conveyancing in Old Coulsdon.

The deeds to my home are lost. The lawyers who did the conveyancing in Old Coulsdon 10 years ago are no longer around. What do I do?

These day there are duplicates made of almost everything, and your conveyancer should know precisely where to find all the relevant paperwork so you may buy or dispose of your property without any difficulty. Where duplicates can’t be found, your solicitor may be able to put in place insurance or indemnities protecting you against future claims on the property.

I am in need of some leasehold conveyancing in Old Coulsdon. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.

Assuming the lease is registered - and 99.9% are in Old Coulsdon - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I purchased a 2 bed flat in Old Coulsdon, conveyancing formalities finalised 1995. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Old Coulsdon with an extended lease are worth £165,000. The ground rent is £45 yearly. The lease finishes on 21st October 50

You have 50 years left to run the likely cost is going to range between £36,100 and £41,800 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.