As someone clueless as to conveyancing in North Kensington what’s the number one tip you can give me for the ownership transfer in North Kensington

You may not hear this from too many lawyers but conveyancing in North Kensington or throughout West London is an adversarial experience. Put another way, when it comes to conveyancing there exists lots of room for confrontation between you and other parties involved in the transaction. For instance, the vendor, estate agent and even potentially a bank. Selecting a law firm for your conveyancing in North Kensington is a critical decision as your conveyancer is your adviser, and is the SOLE party in the legal process whose responsibility is to act in your legal interests and to keep you safe.

We are witnessing a worrying ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. You your first instinct should be to trust your solicitor above the other parties when it comes to the legal assignment of property.

I have been recommended a conveyancing solicitor in North Kensington. I I am struggling to find out whether they are accepted on the Leeds Building Society conveyancing panel. Could you or the lender confirm if they are on the panel?

The first thing to do is contact your solicitor and ask them if they are on the lender panel. Alternatively you should get in touch with Leeds Building Society who may be able to help.

Are there restrictive covenants that are commonly picked up during conveyancing in North Kensington?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in North Kensington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am purchasing my first flat in North Kensington with a loan from Barnsley Building Society. The developers refused to budge the amount so I negotiated £7000 of additionals instead. The estate agent suggested that I not to tell my solicitor about this extras as it could jeopardize my mortgage with Barnsley Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. North Kensington is the location of the property. Is there any guidance you can give?

Flying freeholds in North Kensington are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in North Kensington you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in North Kensington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.