My mortgage broker has requested my Kensington solicitor’s panel reference for the Nat West conveyancing panel. How do I find this out. I have tried my local Kensington office but they don't know it.

The sensible thing to do is ask for this information from your Kensington conveyancer . Most Kensington conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

Just bought a detached house in Kensington , how long will it take for the Land Registry to deal with the formalities evidencing the transfer to my name? My Kensington conveyancing solicitor has been very slow, so I want to be sure that my ownership is registered.

There is nothing unique when it comes to conveyancing in Kensington registration formalities. Rather than based on location, timeframes can adjust depending on the party submitting the application, whether it is in order and whether the Land registry communicate with any other parties. As of today roughly 80% of such applications are fully addressed in less than three weeks but some can be subject to extensive delays. Historically registration takes place once the new owner has moved in to the premises therefore 'speed' is not always top priority but if it is urgent that the the registration takes place urgently then you or your solicitor should speak with the land registry and explain the circumstances.

I am buying my first flat in Kensington benefiting from help to buy. The sellers refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The property agent suggested that I not reveal to my lawyer about this side-deal as it could jeopardize my mortgage with Nationwide Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My cousin has encouraged me to instruct his conveyancers in Kensington. Should I find my own conveyancer?

Much as we are happy to recommend a Kensington conveyancing lawyer the best way to select a conveyancing practitioner is to have feedback from friends or relatives who have actually used the solicitor you're contemplating using.

Back In 2005, I bought a leasehold flat in Kensington. Conveyancing and Santander mortgage organised. A letter has just been received from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Kensington who acted for me is not around. Any advice?

The first thing you should do is contact the Land Registry to make sure that this person is indeed the registered owner of the freehold reversion. There is no need to instruct a Kensington conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I have given up trying to purchase the freehold in Kensington. Can the Leasehold Valuation Tribunal adjudicate on premiums?

in cases where there is a missing landlord or where there is dispute about what the lease extension should cost, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to arrive at the amount due.

An example of a Lease Extension case for a Kensington property is 93 Oakwood Court in June 2010. the LVT determined that the premium to be paid for the new lease was £492,083, This case was in relation to 1 flat. The number of years remaining on the existing lease(s) was 37.79 years.