A loan agreement from NatWest for the refinancing of my 4 bedroom apartment is expected imminently. Are you able to propose a low cost conveyancing solicitor in Kensington?

This site is not designed to assist those in pursuit of cut-price fees for conveyancing solicitors in Kensington. We can offer you value for money conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing organisations offering the bait of £99 conveyancing in Kensington. At best, in going for low cost conveyancing, you will get your money’s worth and at worst you will end up with a surprising uplift in additional fees and still not receive the service required.

We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel lawyer as I would prefer to use a specialised conveyancing solicitor in Kensington?

You should check but the the probability is that give you one of their panel conveyancers should you accept the "fee-free" deal. Call the mortgage company to see if they allow a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor in Kensington.

I have recentlybecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Kensington for a purchase of a leasehold flat 10 months ago. How can I establish that the property is not still registered in the name of the former proprietor?

The easiest way to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kensington conveyancing specialists.

I am purchasing a new build house in Kensington benefiting from help to buy. The developers would not budge the amount so I negotiated 6k of fixtures and fittings instead. The property agent told me not disclose to my conveyancer about this deal as it will adversely affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

We today discovered that one of the partners of the firm undertaking the purchase conveyancing in Kensington is an aunty of the seller. Is this acceptable?

Provided no conflict arises this should be fine. If you are requiring mortgage finance then the mortgage company may have a say as many lenders have specific instructions concerning this. For example for Clydesdale Bank as of 16/9/2025, the requirements read as follows :