Our nephew is buying a new build apartment in New Eltham with a mortgage from Kent Reliance. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Are the BSA planning on creating a searchable register to list practices on the Norwich and Peterborough Building Society conveyancing panel for instance in New Eltham?

We are not aware of any plans on the part of the BSA to promote such a register.

I require expedited conveyancing in New Eltham as I am faced with pressure to sign on the dotted line in less than one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?

If.Given you are not getting a home loan you are at free not to do searches although no law firm would advise that you don't. With plenty of history conveyancing in New Eltham the following are examples of issues that can be revealed and adversely impact market value: Refused Planning Applications, Outstanding Charges, Overdue Grants, Road Schemes,...

The estate agent has sent us the confirmation of our purchase of a new build flat in New Eltham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in New Eltham

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

Due to the encouragement of my in-laws I had a survey completed on a property in New Eltham in advance of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies may refuse to give a loan on such a home.

It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in New Eltham. Conveyancing may be slightly more expensive based on your lender's requirements.