I'm in the process of swapping over from my current residential mortgage to a Buy to Let Clydesdale mortgage. I have been informed by my broker that I require a lawyer as part of the process. I spoke to my former Avery Hill conveyancing practitioner who dealt with the legals when I first purchased the house. The fee calculation e-mailed to me of £575 plus disbursements is surprising as I am not require purchase conveyancing - it’s simply a bog-standard refinance.

The estimate does seem a tad steep. If you are happy to expend time comparing charges you could shave off some of the cost by say £125. On the other hand, providing that you were content with the legal work the firm gave you couldlive to regret opting for an a cheaper conveyancer. Don't forget to be sure the firm can act for Clydesdale. You can utilise our search tool to find a Avery Hill conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Avery Hill.

We are selling our flat in Avery Hill. Does the lawyer need to be on the Clydesdale conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Clydesdale conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.

Do commercial conveyancing searches reveal proposed roadworks that could impact a commercial site in Avery Hill?

Its becoming the norm that commercial conveyancing solicitors in Avery Hill will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Avery Hill. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Avery Hill.

For every commercial conveyancing transaction in Avery Hill it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could result in delays to Avery Hill commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Avery Hill.

How does conveyancing in Avery Hill differ for newly converted properties?

Most buyers of new build premises in Avery Hill contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because builders in Avery Hill typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Avery Hill or who has acted in the same development.

I have been advised by numerous selling agents in Avery Hill to get a quote from a property lawyer on your site. What’s the financial upside for Estate Agents to market your services over and above alternative conveyancing organisations?

We don’t make any referral fee for directing people in our direction. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.