The Mundesley conveyancing firm handling our Mundesley conveyancing has identified a difference when comparing the assumptions in the home valuation report and what is in the legal papers for the property. My lawyer says that he is duty bound to check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s approach appropriate?
Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
We see that you have a search directory identifying law firms on the UBS conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Mundesley?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Mundesley.
I have 71 years unexpired on my lease and require a lease extension for my apartment in Mundesley. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/9/2025 the requirements read as follows :
A colleague advised me that in purchasing a property in Mundesley there may be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
We are aware of anumerous of properties in Mundesley which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Mundesley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Mundesley solicitor practices on the Leeds Building Society conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be overseen by the SRA. Some mortgage companies do list licenced conveyancers on their panel and in that case the practice would be overseen by the CLC.
After weeks of negotiation I have agreed a price on an apartment in Mundesley. My mortgage broker suggested a property lawyer. I paid an advanced payment of £150. A couple of days later, the conveyancer contacted me sheepishly admitting that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Due to the advice of my in-laws I had a survey completed on a house in Mundesley before appointing solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some banks may not give a mortgage on this type of home.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Mundesley. Conveyancing may be slightly more expensive based on your lender's requirements.