I am not well enough to travel far from Mancot. Please spell out why all Mancot lawyers are not on all bank panels?

Even though it may seem unfair for mortgage companies to limit who can act for them, from the public’s or solicitor’s standpoint, the other side of the coin is that lending institutions are increasingly anxious and feel it imperative to defend themselves from mortgage fraud. As a consequence of this concern lenders are limiting their panel of approved conveyancing lawyers to a manageable size.

I require conveyancing for a flat in a relatively new development (6 years built) in Mancot. 95% of the properties have already been sold. Do I need carry out the conveyancing searches as part of conveyancing in Mancot?

You would be opening yourself up to an unnecessary risk in not carrying out Mancot conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in no uncertain terms that your solicitor conducts them. Where timings and expenses are top of your issues you should consider with your conveyancer about the options such as contingency insurance available to you

Are there restrictive covenants that are commonly identified during conveyancing in Mancot?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Mancot. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying my first flat in Mancot with a mortgage from HSBC Bank. The developers refused to move on the amount so I negotiated £7000 of extras instead. The house builders rep told me not to tell my conveyancer about the deal as it would put at risk my mortgage with HSBC Bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My business partner and I are hoping to take over a lease of an office on the high street. Can you recommend lawyers offering competitive costs for non-domestic conveyancing in Mancot for below £1,200?

We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Mancot, including the sale and acquisition of businesses as well as simply premises. If you are looking to buy or lease a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right firm. Regarding the fees these will vary based on the structure and terms of the deal. Let us have your contact information or phone so as to enable us to provide you with comprehensive commercial conveyancing quote.