Are the Malton conveyancing solicitors identified as being on the UBS conveyancing panel, together with their details provided by UBS?
Malton conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
Please explain the implications if my lawyer’s firm is removed from the Clydesdale Solicitor panel ahead of completing my conveyancing in Malton?
First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
My partner and I are intent on selling our property in Malton and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Malton lawyer would know that there is no such problem. For the life of me I don't know why the buyers used a web based conveyancing practice rather than a conveyancing solicitor in Malton. Having lived in Malton for three years we know of no issue. Should we contact our local Authority to obtain confirmation need.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Malton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Malton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a ground for flat up to £305k and identified one close by in Malton I like with a park and transport links nearby, however it only has 52 years unexpired on the lease. There is not much else in Malton for this price, so just wondered if I would be making a mistake buying a short lease?
Should you require a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.