Should lawyers ask for money on account for conveyancing in Acklam?

If you are buying a property in Acklam your solicitor will request that you place them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. If any deposit is payable against the purchase price then this will be needed immediately ahead of exchange of contracts. Any further balance that is needed will be payable a couple of days ahead of the completion date.

My grandfather passed away last year and as sole heir and executor I was left the house in Acklam. The house had a small mortgage left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this allowed?

Where you intend to refinance then Leeds Building Society will insist on your using a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.

I'm buying a new build house in Acklam with a mortgage from Leeds Building Society. The sellers refused to budge the amount so I negotiated £7000 of additionals instead. The sale representative advised me not inform my solicitor about this side-deal as it will adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a house in Acklam prior to instructing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend not issue a loan on this type of property.

It depends who your proposed lender is. Santander has different instructions from Nationwide. Should you wish to call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Acklam. Conveyancing will be smoother if you use a solicitor in Acklam especially if they are accustomed to such properties in Acklam.

Given that I am about to part with £400,000 on a terraced house in Acklam I would like to talk to a lawyer about myhouse move prior to giving the go ahead to the firm. Is this something that you can arrange?

We could not agree more - we would be happy to talk to you we do not take any clients on without you first talking to the conveyancer due to be doing your property ownership legalities in Acklam.There is no ‘factory style conveyancing’ - every client is unique person, not a case number. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Acklam should be the amount on the final invoice that you end up paying.