I opted for a high street firm for my conveyancing in Hampstead today. Going through the small print it is apparent thatI am on the hook for charges even where the transaction does not complete. Would I be best advised to instruct a web based conveyancing brokerage who offer no-sale-no-fee conveyancing in Hampstead?
Generally there is a concession along the lines that if "No Completion No Fee" is offered then the conveyancing charges will generally be uplifted to counteract the conveyances that do not go ahead. Do bear in mind that such promotions generally do not protect you from expenses by way of example Hampstead conveyancing search costs.
Can your site be used to recommend a Conveyancing solicitor in Hampstead even where I’m not purchasing or disposing of a house, for example if I want to acquire a shop in Hampstead with a mortgage from Godiva Mortgages Ltd?
Our search tool is mainly utilised to find domestic conveyancing solicitors in Hampstead but we have set out towards the bottom of this page a selection of Hampstead commercial conveyancing firms. You should speak with the firm directly to see if they are also authorised to represent Godiva Mortgages Ltd
How does conveyancing in Hampstead differ for new build properties?
Most buyers of new build property in Hampstead approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is completed. This is because developers in Hampstead usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hampstead or who has acted in the same development.
I decided to have a survey carried out on a property in Hampstead ahead of retaining lawyers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies will not grant a loan on this type of home.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. If you call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hampstead. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hampstead to see if the conveyancing will be more expensive.
My parents are unable to locate their Hampstead land registry title on the online search facility. They have a vague memory 48 years ago when they purchased the house there were complications regarding Hampstead not being identified on some systems.
The vast majority of premises in Hampstead should appear. Have you attempted a search with simply the postcode. Usually it will disclose all the premises within the postcode. Where registered it will show up with a title number. If they bought 48 years ago it's conceivable it may be unrecorded. The property could still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title documentation which could be with your parent’s mortgage company.