Can your site be used to locate a Conveyancing solicitor in Great Harwood even where I’m not purchasing or disposing of a house, for instance if I want to buy an office in Great Harwood with a mortgage from Yorkshire Building Society?
Our search tool is primarily utilised to locate residential conveyancing solicitors in Great Harwood but we have set out at the end of this page a selection of Great Harwood commercial conveyancing firms. You will need to make contact with the company directly to establish if they are also authorised to represent Yorkshire Building Society
Is it correct that all Great Harwood CQS (Conveyancing Quality Scheme) solicitors are on the Aldermore conveyancing list of approved firms?
It is true that some lenders now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
I am due to exchange contracts on my house. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Kent Reliance are being pedantic. The Great Harwood solicitor who is on the Kent Reliance conveyancing panel is saying indemnity insurance will be fine but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Lloyds have agreed my mortgage in principle, my bid on a apartment in Great Harwood has been accepted, now what?
Your property agent will need to be informed of your lawyer's details (ensure that the lawyers are on the bank’s approved list). Telephone Lloyds or your broker and complete any relevant documentation. Lloyds will appoint a valuer who will get in touch with the estate agent or seller to arrange a time for the valuation to occur. Once carried out (assuming no problems) it takes about ten days to receive the mortgage offer. Lloyds will send the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Great Harwood.
Various online forums that I have frequented warn that are the main reason for hinderance in Great Harwood conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances during the legal transfer of property. Searches are unlikely to feature in any delay in conveyancing in Great Harwood.
How does conveyancing in Great Harwood differ for newly converted properties?
Most buyers of new build or newly converted property in Great Harwood approach us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is constructed. This is because house builders in Great Harwood typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Great Harwood or who has acted in the same development.
I decided to have a survey done on a property in Great Harwood ahead of instructing solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some lenders may refuse to grant a mortgage on this type of property.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Great Harwood. Conveyancing may be slightly more expensive based on your lender's requirements.