What does my ID and proof of funds have anything to do with my conveyancing in Whalley? What am I being asked for?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with before they can accept their conveyancing business. The Terms of Engagement that you need to sign should confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you refuse to supply ID verification documents, your solicitor would not be able to accept instructions from you.

I am downsizing from our house in Whalley and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any high street Whalley conveyancer would know this is not the case. It does beg the question why the purchasers used an internet conveyancing practice as opposed to a conveyancing solicitor in Whalley. We have lived in Whalley for six years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)

Due to the advice of my in-laws I had a survey completed on a property in Whalley in advance of retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks may refuse to give a mortgage on such a premises.

It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Whalley. Conveyancing will be smoother if you use a solicitor in Whalley especially if they are accustomed to such properties in Whalley.

I am downsizing from my house. My previous conveyancers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Whalley if that makes things easier.

Please use our search tool to help you choose a solicitor for your conveyancing in Whalley. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

Is planning permission needed to change a single dwelling into two flats in Whalley? This has occurred to a house next door to my house in Whalley and was not aware of the conversion until it was complete.

Planning Consent yes. Building Regulations yes.