I am buying a semi-detached house in Whalley. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Whalley you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Whalley.

Can you help - my lawyer says that defective lease insurance is needed on my purchase. What is the level of cover for Whalley conveyancing?

The right level of defective lease indemnity insurance should be dictated by who who your lender is. It would differ for example between Nationwide Building Society and Skipton Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

My partner and I have arranged a further advance on our home loan from Santander as we intend to conduct improvements to our property in Whalley. Are we obliged to choose a nearby Whalley solicitor on the Santander conveyancing panel to deal with the legals?

Santander would not normally require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander list.

My partner and I are in the process of viewing flats in Whalley and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Nationwide.

It would be advisable to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are seeking a mortgage with Nationwide, ask your prospective lawyers if they are on the Nationwide conveyancing panel otherwise they can't do the mortgage legal work.

I'm converting the mortgage on my current house to a BTL mortgage with Santander and I will use the ballance of the raised equity towards another house. The neighborhood we are interested in is Whalley. Will your conveyancers be able to act for the two mortgage companies and tie in the transactions?

Do use our comparison tool on this site to check that the lawyers are on the appropriate lender panels. On the basis that they are the solicitor should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you solicitor and make apparent your expectations and requirements.

Looking forward to complete next month on a garden flat in Whalley. Conveyancing lawyers inform me that they are sending me a report on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in Whalley should include some of the following:

Defining your legal entitlements in relation to the communal areas in the block.E.G., does the lease grant a right of way over an accessway or hallways? You should be sent a copy of the lease specifics of the parties to the lease, e.g. these could be the tennant, head lessor, landlord Are pets allowed in the flat? Ground rent - how much and when is collected, and be on notice if this is subject to change

Whalley Leasehold Conveyancing - A selection of Queries before Purchasing

How is the lease structured? How much is the service charge and ground rent on the property? Best to be warned whether redecorating or some other significant cost is due in the foreseeable future to be shared amongst the leasehold owners and will dramatically increase the the maintenance charges or require a one off payment.

Can a conveyancer remove a name from the title of my home in Whalley ?

Removing or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer