I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Frenchay Common. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/1/2026, the requirements read as follows :
Is it the case that all Frenchay Common CQS (Conveyancing Quality Scheme) solicitors are on the Virgin Money conveyancing list of approved solicitors?
Some major lenders now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
Is it the case that all Frenchay Common solicitors on the Virgin Money conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Virgin Money conveyancing panel they would need to be governed by the SRA. The majority of lenders do allow licenced conveyancers on their panel in which case such organisation would be governed by the CLC.
I recently had an offer agreed on a house in Frenchay Common. My financial adviser suggested a property lawyer. I paid an advanced payment of £225. A couple of days later, the lawyer contacted me sheepishly admitting that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who conducted the conveyancing in Frenchay Common 5 years ago no longer exist. Will I be able to sell the house?
As long as the title is registered the details of your ownership will be evidenced by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, find your house and secure up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases hold a file copy of the Registered Lease and again, a copy can be obtained for a small fee.
I have been on the look out for a ground for flat up to £245,000 and identified one close by in Frenchay Common I like with amenity areas and railway links in the vicinity, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Frenchay Common in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease will be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
My business partner and I are hoping to lease a unit on a shopping parade. Can you recommend solicitors offering no-move-no fees for non-domestic conveyancing in Frenchay Common for below 2k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Frenchay Common, including the disposal and purchase of businesses as well as simply premises. If you are intending to buy or lease a shop, pub, restaurant, office, retail premises or a whole business we will find you the right firm. Regarding the charges these will vary based on the structure and nuances of the proposed transaction. Let us have your contact information or email so as to enable us to furnish you with a detailed commercial conveyancing quote.