It has come to my attention via my financial adviser that my Finchley the law firm I have appointed is not on the mortgage company Solicitor panel. How can I check?

You need to call your Finchley lawyer directly. It is reasonable to expect your lawyer to notify you what has happened. If they are not on the panel they may recommend you to a Finchley conveyancing firm that is on the approved list of lawyers for your mortgage company.

It is is a decade since I acquired my home in Finchley. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate my deeds. Is this a major issue?

Don’t worry too much. Firstly there is a chance that the deeds will be kept by the lender or they could still be with the lawyers who handled the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Finchley involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.

I'm remortgaging my primary property to a BTL loan with National Westminster Bank and I will use the ballance of the raised equity as a down payment on another property. The neighborhood we are looking at is Finchley. Will your conveyancers be able to act for both sets of lenders and tie in the transactions?

Do use our search tool on this page to ensure that the conveyancers are on the appropriate lender panels. Having checked that they are the conveyancer will be able to simultaneously deal with the two transactions but you should talk with you solicitor and communicate your desired outcome and needs.

Due to exchange soon on a ground floor flat in Finchley. Conveyancing solicitors assured me that they report fully on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in Finchley should include some of the following:

specifics of the parties to the lease, e.g. these could be the (you), superior lessor, landlord if lease caters for for a sinking fund for major works? You should be informed what constitutes a Nuisance as far as the lease is concerned You should have a good understanding of the insurance provisions

After years of negotiations we cannot agree with our landlord on how much the lease extension should cost for our flat in Finchley. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

Most definitely. We can put you in touch with a Finchley conveyancing firm who can help.

An example of a Lease Extension decision for a Finchley residence is Ground Floor 110 Station Road in June 2013. The Tribunal found that the premium payable for a lease extension should be £31,665. This case was in relation to 1 flat. The remaining number of years on the lease was 56.65 years.

My wife and I have an offer in principle from HSBC Bank who indicated that they will loan up to £218k. At what point do we need to appoint a solicitor for conveyancing? Finchley is where we are purchasing.

It would be wise to instruct a lawyer now so that the solicitor can open the ledger so they can commence the ID checks etc. Once you wish them to start work they will seek a payment on account normally about £225. That would normally be once you have the mortgage offer and survey report, nevertheless should you wish to expedite the process you can start the ball rolling quicker albeit risking some expense.