We opted for a high street solicitor for my conveyancing in Enfield Wash last week. Looking through the Ts and Cs I seewe are responsible for fees even if the movedoes not happen. Should I go with them or select a web based lawyer advertising no completion no cost conveyancing in Enfield Wash?

It is usually ‘give and take’ in that if "No Sale No Fee" is advertised then the conveyancing charges will generally be more expensive to cover those transactions that fail to complete. Dont forget that these offerings rarely protect you from outlay e.g. Enfield Wash conveyancing search charges.

Can you help? My Enfield Wash solicitor is informing me me that she is duty bound toconduct Enfield Wash conveyancing searches asthe firm are on the HSBCconveyancing panel. Is this really necessary?

Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a lender your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Enfield Wash conveyancing searches.

My wife and I purchasing a terrace house in Enfield Wash. Our aim is to an extension at the rear at the house.Will legal conveyancing on the property include enquiries to determine if these alterations are allowed?

Your solicitor will review the deeds as conveyancing in Enfield Wash will sometimes identify restrictions in the title deeds which prohibit certain alterations or need the consent of a 3rd party. Certain works require local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these issues with a surveyor before you commit yourself to a purchase.

My solicitor has informed me that flying freehold insurance is required on my purchase. What is the level of cover for Enfield Wash conveyancing?

The appropriate level of flying freehold indemnity insurance depends on your lender. It would differ for example between Birmingham Midshires and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.

After weeks of negotiation I have agreed a price on an apartment in Enfield Wash. My mortgage broker pressured me to appoint their solicitor. I paid an advanced payment of £175. A couple of days later, the conveyancer contacted me to say that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Despite weeks of looking the Title Certificate and documents to my home are lost. The conveyancers who dealt with the conveyancing in Enfield Wash 4 years ago have long since closed. What do I do?

Assuming the title is registered the details of your proprietorship will be held by the Land Registry with a Title Number. It is possible to conduct a search at the Land Registry, find your property and secure up to date copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will also normally retain a file duplicate of the Registered Lease and again, a copy can be ordered for a small fee.

What type of property do your Enfield Wash conveyancing estimates relate to?

Our conveyancing quotes are only relevant to standard residential property in England & Wales. Where you have any different requirements such as industrial or agricultural land or commercial conveyancing in Enfield Wash you should telephone us to consider your requirements .