In what way does my ID and proof of funds have anything to do with my conveyancing in Cwmcarn? Why is this being asked of me?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Cwmcarn. However these days you can not proceed with any conveyancing transaction in the absence submitting proof of your identity. This usually takes the form of a either your passport or driving licence and a bank statement. Please note that if you are supplying your driving licence as evidence of ID it must be both the paper element and photo card part, one is not satisfactory in the absence of the other.

Evidence of the source of money is required under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer will need to have this information on record. Your Cwmcarn conveyancing solicitor will need to see evidence of proof of funds prior to accepting any funds from you into their client account and they will also ask further questions concerning the origin of funds.

Are the BSA intent on creating a search tool with a view to list law firms on the Earl Shilton BS conveyancing panel for instance in Cwmcarn?

We have not been informed any plans on the part of the BSA to develop such a tool.

The deeds to my home can not be found. The solicitors who handled the conveyancing in Cwmcarn 5 years ago no longer exist. What are my options?

Assuming the title is registered the details of your ownership will be retained by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, locate your property and secure current copies of the Registered Entries for a small fee. Where the property is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.

I opted to have a survey done on a house in Cwmcarn in advance of appointing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some lenders will refuse to grant a mortgage on a flying freehold property.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you contact us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cwmcarn. Conveyancing may be slightly more expensive based on your lender's requirements.

My husband and I are a fortnight into a freehold purchase having been referred to solicitors by the high street agent to handle our conveyancing in Cwmcarn. We are not happy. Can you help me find new solicitors?

A conveyancer would need to be very poor in order to consider replacing them. Has your mortgage been generated? In the event that it has you will need to advise them of the new lawyer and get the mortgage documents are issued to the new lawyers. Your conveyancer should be on the lenders approved list to avoid escalating charges and frustration. That should be your first question of the new conveyancers. Our search tool will help you find a lender approved lawyer for your home move in Cwmcarn