I have a semi-detached Victorian house in Chingford. Conveyancing practitioner acted for me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chingford and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who carried out the work.
I opted to have a survey done on a house in Chingford in advance of instructing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies tend refuse to issue a loan on such a home.
It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chingford. Conveyancing may be slightly more expensive based on your lender's requirements.
My company is hoping to lease a unit on the high street. Can you recommend conveyancers offering fixed charges for non-domestic conveyancing in Chingford for under £1,200?
We can recommend firms who host a wealth of experience of commercial conveyancing in Chingford, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to purchase or sell a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right lawyer. As for the charges these will vary based on the structure and terms of the proposed transaction. Please provide us with your details or email us so that we may furnish you with comprehensive commercial conveyancing quote.
In sourcing the world wide web for the term on line conveyancing in Chingford it brings up many conveyancersin the vicinity. With so much choice what is the best way to find the right property lawyer for purchase transaction?
The preferential method of finding a suitable conveyancer is through a personal recommendation, so ask friends and family who have acquired a property in Chingford or the local estate agent or mortgage broker. Fees for conveyancing in Chingford vary, so it's a good idea to obtain at least three costs illustrations from different property lawyers. Make sure that you know what costs in the quote includes.
Me and my husband have recently had a bid accepted on our first home in Chingford, and are now looking to get solicitors appointed. I have made use of the different rating based websites and the results are from all across the England and Wales. Is it necessary to have a Chingford conveyancer local to your prospective property? I am willing to do all the communicating over email, but I am thinking at some stage we will be required to visit the solicitor's office to sign documents?
The conveyancing practitioner does not need to be in Chingford, but opting for local means that you can attend their offices if required, by way of example, if a signature is immediately necessary. Also, a Chingford solicitor is likely to be familiar with local agents and (if the vendor has instructed a local property lawyer) with them, which should help keep things moving faster.