Finally, a loan offer from NatWest for the remortgage of my 4 bedroom maisonette is due within the next few days. Could you suggest a cheap conveyancing practitioner in Buckhurst Hill?

This site is not designed to aid those in pursuit of the cheapest conveyancing in Buckhurst Hill. Our aim is to provide excellent value conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing companies offering £100 conveyancing in Buckhurst Hill. In your best case scenario, in being led by low cost conveyancing, you will end up with what you pay for and at worst you will end up with a surprising uplift in extras and still not get the service expected.

In what way does my ID and proof of funds have anything to do with my conveyancing in Buckhurst Hill? Is this really necessary?

It is indeed that case that the requirement set out by your solicitor has nothing to do with conveyancing in Buckhurst Hill. Nowadays you can not complete any conveyancing process if you have not submitting proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a council tax bill. Please note that if you are providing your driving licence as proof of ID it needs to be both the paper section as well as the photo card part, one is not satisfactory without the other.

Proof of the source of money is necessary under Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancing solicitor will need to have this information on file. Your Buckhurst Hill conveyancing lawyer will require evidence of proof of funds prior to accepting any funds from you into their client account and they will also ask additional queries regarding the source of monies.

We are hoping to buy a 2 bedroom apartment in Buckhurst Hill with a residential mortgage from TSB.We would like to retain our Buckhurst Hill conveyancing solicitor but TSB advised that her practice is not on their approved list of member firms. we are left little option but to use a TSB panel solicitor or keep our preferred solicitor and fork out for a TSB panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?

No, not really. The home loan offered to you is subject to its terms and conditions, a common one being that lawyers will be on the TSB approved list. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for TSB

I have a terraced Victorian house in Buckhurst Hill. Conveyancing lawyer represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Buckhurst Hill and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing lawyer who conducted the conveyancing.

Just had an offer accepted on a new build apartment in Buckhurst Hill. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Buckhurst Hill

Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan.