We note that you have a search directory identifying solicitors on the Clydesdale conveyancing panel. Do firms pay you a referral fee if I retain them for our conveyancing in Borth Y Gest?

We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Borth Y Gest.

What is the difference between a licensed conveyancer and conveyancing solicitor in Borth Y Gest

There are two types of lawyers who can conduct conveyancing in Borth Y Gest namely licenced conveyancers or solicitors. Both professionals handle conveyancing services that required to complete the disposal or acquisition of property. They are both duty bound to conduct Borth Y Gest conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that all requirements and steps will be accurately adhered to.

We have agreed to purchase a house in Borth Y Gest. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?

Given that your lender is Clydesdale your lawyer must check the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook sets out minimum requirements for solar panel roof-space leases, and lawyers are required to report to Clydesdale where a lease fails to meet these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Borth Y Gest.

HSBC have agreed my mortgage in principle, my offer on a property in Borth Y Gest has been agreed to, what are the next steps?

Your property agent will need to be informed of your conveyancing practitioner's details (make sure the property lawyers are on the bank’s approved list). Call up HSBC or the financial adviser and finish off any outstanding forms. HSBC will instruct a valuer who will get in contact with the selling agent or seller to arrange a slot for the valuation to take place. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. HSBC will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Borth Y Gest.

About to purchase a new build apartment in Borth Y Gest. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Borth Y Gest

There must be mutual enforceability of lessee’s covenants. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I decided to have a survey done on a property in Borth Y Gest in advance of appointing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies will not issue a mortgage on this type of home.

It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Borth Y Gest. Conveyancing may be slightly more expensive based on your lender's requirements.

We had our home loan agreed in principle last Friday with our bank. We appointed a reputable conveyancer in Borth Y Gest yesterday. Today, our financial adviser contacted us saying that the bank said that we cannot use our solicitor as they aren't on their 'approved list'. As novices, we did not have a clue that the lender had some control over our choice Is this allowed?

You can actually use any conveyencer you want to instruct for your conveyancing in Borth Y Gest however if your bank aren't happy with them you must fork out an extra fee so the bank can retain their own conveyancer too. On occasion it is conceivable that your preferred conveyancing firm to get added to the mortgage company list of approved firms. You can use internet search facilities such as lenderpanel.com to find a conveyancing solcitor in Borth Y Gest on the mortgage company panel. You can go into your local bank branch in Borth Y Gest. They can recommend conveyancing solicitors in Borth Y Gest on the bank panel.