we are a couple who decided to purchase a purpose built apartment in Blandford Forum with a loan from Accord Mortgages Ltd.We have a Blandford Forum conveyancing solicitor but Accord Mortgages Ltd informed us her practice is not on their approved list of member firms. It seems we are left with no choice but to instruct a Accord Mortgages Ltd panel firm or retain our preferred solicitor and fork out for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that Accord Mortgages Ltd use our lawyer?
No, not really. The home loan issued to you is subject to its various provisions, one of which will be that conveyancers must be on the Accord Mortgages Ltd solicitor panel. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Accord Mortgages Ltd
I used Action Conveyancing several years past for my conveyancing in Blandford Forum. Now, I need the files but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Blandford Forum of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Blandford Forum differ for new build properties?
Most buyers of new build property in Blandford Forum come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Blandford Forum tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Blandford Forum or who has acted in the same development.
Given that I am about to part with hundreds of thousands of pounds on a garden flat in Blandford Forum I would like to have a conversation with the conveyancer concerning thetransaction before instructing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor due to be conducting your property ownership legalities in Blandford Forum.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter number. The practices that we put you in touch with believe that the fees you are provided with for residential conveyancing in Blandford Forum should be the figure that you end up paying.
My step-father has recommend that I instruct his conveyancers in Blandford Forum. Should I find my own solicitor?
Much as we are happy to recommend a Blandford Forum conveyancing lawyer the best way to select a conveyancing solicitor is to get referrals from friends or family who have actually used the firm that you are considering.