My friend's sister is a property lawyer. I suspect that I will be offered preferential pricing for conveyancing, but if not, what level of figure would I typically be looking at for conveyancing in Axmouth and Branscombe?
It’s wise to look for multiple conveyancing estimates. Make use of our search tool on this page. The prices will be different but service levels do are distinct between conveyancers as is true with the vast majority of professional services.
The Axmouth and Branscombe conveyancing solicitors that I recently instructed on my house acquisition in Axmouth and Branscombe have suddenly shut down. I chose them because I needed a lawyer on the Bank of Ireland conveyancing panel and my preferred Axmouth and Branscombe lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What should be my next steps?
Assuming that you have an Estate Agent in the equation then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Bank of Ireland conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
We are buying a flat in Axmouth and Branscombe. It might be a silly question but how we can trust a conveyancer? At some point we have to put money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We previously appointed conveyancers with offices in Axmouth and Branscombe on the Skipton solicitor approved list. They have just billed me a separate charge for handling the Skipton mortgage. Is this an additional conveyancing fee specified by Skipton?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your conveyancing practitioner may charge a fee for this. This charge is not dictated by Skipton but by your Axmouth and Branscombe conveyancer. Numerous firms on the Skipton panel will charge ’dealing with mortgage’ fee and others do not.
Our offer on a detached house in Axmouth and Branscombe has been agreed to, but there is a chain. The sellers have put an offer on a flat, but it’s not yet agreed to, and have viewings of other flats booked. I have selected a local conveyancing solicitor in Axmouth and Branscombe. What should be my next step? When should I get the mortgage application with Nationwide started?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then survey, Axmouth and Branscombe conveyancing search costs, etc). First, you should ensure that your solicitor is on the Nationwide approved list. As to the next stages this very much depends on the specifics of your transaction, desire for this property and on the state of the market. In a rising market the majority of home buyers will apply for a home loan with Nationwide and pay for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to press on with searches.
Due to the input of my in-laws I had a survey completed on a house in Axmouth and Branscombe ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies will not grant a mortgage on such a premises.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. If you contact us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Axmouth and Branscombe. Conveyancing will be smoother if you use a solicitor in Axmouth and Branscombe especially if they are acquainted with such properties in Axmouth and Branscombe.
I was recommended by a few property agents in Axmouth and Branscombe to find a conveyancer on your site. Is there a financial inducement for Estate Agents to promote your lawyers ahead of a competitor’s?
We refuse to offer any commission for directing people to this site. We thought it would be too underhand to pay a commission as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.