I have given 8 weeks notice to my current landlord and have to vacate my let out property in Ashton under Lyne by the end of next month. Conveyancing for my house purchase has just started. Can I complete in 4 weeks as don't want to have to find short term accommodation?
The normal practice is not to give notice on a rental unless you have exchanged. If you have not previously done so, notify to your conveyancer and request that they chase the sellers solicitors, try to an acceptable time-line that all parties will work to achieve
My grandfather passed away six months ago and as sole heir and executor I was left the property in Ashton under Lyne. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then will require that you use a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.
Me and my brother purchased a semi-detached Victorian house in Ashton under Lyne. Conveyancing practitioner represented me and . I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the exact same address. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ashton under Lyne and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing practitioner who carried out the work.
Over the last few months I have been searching for a ground for flat up to £305k and found one close by in Ashton under Lyne I like with open areas and transport links nearby, however it only has 51 years unexpired on the lease. There is not much else in Ashton under Lyne for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a mortgage that many years may be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.
Is it simple use your search facility to choose a conveyancing solicitor in Ashton under Lyne on the approved list for my lender?
1st select a bank such as , or then specify your location such as Ashton under Lyne. Conveyancing practices in Ashton under Lyne and beyond should be shown.