Please help - my lawyer advises that lack of planning permission insurance is needed on my purchase. What is the level of cover for Aldersbrook conveyancing?

The right level of lack of planning permission indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

We previously instructed conveyancing lawyers located in Aldersbrook on the Barclays solicitor approved list. They are now charging me an additional amount for the legal aspects of the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?

As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your solicitor is entitled to charge a fee for this. The charge is not dictated by Barclays but by your Aldersbrook lawyer. Plenty of firms on the Barclays panel will charge ’dealing with mortgage’ fee and others do not.

I am currently in the process of buying my council flat in Aldersbrook. I have a mortgage offer with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.

I have todaybecome aware that Wolstenholmes have closed. They conducted my conveyancing in Aldersbrook for a purchase of a leasehold flat 18 months ago. How can I be sure that my home is in my name in the name of the former proprietor?

The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Aldersbrook conveyancing specialists.

Over the last few months I have been searching for a flat up to £245,000 and identified one near me in Aldersbrook I like with a park and railway links in the vicinity, however it only has 51 years on the lease. I can't really find anything else in Aldersbrook for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a mortgage that many years will likely be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.

I am selling my house. My former conveyancers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Aldersbrook if that makes things easier.

Please use our search tool to help you find a solicitor for your conveyancing in Aldersbrook. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.

What advice can you give us when it comes to appointing a Aldersbrook conveyancing practice to carry out our lease extension conveyancing?

If you are instructing a property lawyer for your lease extension (regardless if they are a Aldersbrook conveyancing firm) it is essential that they be familiar with the legislation and specialises in this area of work. We advise that you speak with two or three firms including non Aldersbrook conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:

How familiar is the practice with lease extension legislation? How many lease extensions has the firm carried out in Aldersbrook in the last 12 months?

We have reached the end of our tether in trying to purchase the freehold in Aldersbrook. Can this matter be resolved via the Leasehold Valuation Tribunal?

Absolutely. We are happy to put you in touch with a Aldersbrook conveyancing firm who can help.

An example of a Freehold Enfranchisement case for a Aldersbrook residence is 9 Granville Road in June 2014. The tribunal determines the enfranchisement price payable by the applicants for the freehold was £32,548 This case was in relation to 5 flats. The unexpired term as at the valuation date was 73.8 years.