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approved by Yorkshire Bank
Ready to buy a new home? Failing to check that a lawyer is on the Yorkshire Bank list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Yorkshire Bank Home Loans Ltd Conveyancing Panel? How can my firm be reinstated onto the Yorkshire Bank Home Loans Ltd Conveyancing Panel?Find an Approved Solicitor on the Yorkshire Bank Home Loans Ltd Conveyancing Panel
Examples of recent questions relating to the Yorkshire Bank Solicitor Panel
My mortgage broker has asked me for my solicitor’s panel member for the Yorkshire Bank conveyancing panel. What is the best way to find this out. I have contacted my local Yorkshire Bank branch but they don't know it.
the sensible thing to do is ask for this information from your solicitor. They should have a central record lender panel numbers including the Yorkshire Bank panel reference.
I am due to complete my purchase next Friday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for Yorkshire Bank. What does the insurance need to cover?
All property lawyers on the Yorkshire Bank conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Yorkshire Bank’s Part 2 requirements of the CML Handbook (last updated on Yorkshire Bank). Being on the Yorkshire Bank conveyancing panel your lawyer is expect to follow these instructions.
How do I find a local solicitor on the Yorkshire Bank conveyancing panel? I have a car and am prepared to travel up to 20 kilometers to meet the solicitor.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Yorkshire Bank solicitor panel.
My aunt passed away 10 months ago and as sole heir and executor was left the property. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Yorkshire Bank , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Yorkshire Bank will insist on your using a conveyancer on the Yorkshire Bank conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire Bank conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire Bank mortgage is registered as a charge at the Land Registry.
When it comes to lenders such as Yorkshire Bank do lawyers have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Yorkshire Bank be concerned
As your lender is Yorkshire Bank your lawyer must to check the Yorkshire Bank conveyancing instructions contained in the Part of CML Handbook for Yorkshire Bank . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Yorkshire Bank where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
My existing mortgage is with Yorkshire Bank. My father retired last week and wants to pay off my mortgage. After Yorkshire Bank is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the Yorkshire Bank conveyancing panel? I do not intend to live at the property once the Yorkshire Bank mortgage is discharged.
You
will need a solicitor but they need not be on the Yorkshire Bank conveyancing panel.
You will need a solicitor to draw up the transfer and
to deal with the Land Registry formalities. The only thing you need to
consider is that by selling at an undervalue so ask your lawyer about
the implications. There could be an inheritance tax issue if you die
within 7 years of this. There's no capital gains tax for you as it is
your main residence.
Other Topics
Transfer of Equity for Yorkshire BankPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors