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approved by West Bromwich Mtg Co
Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich Mtg Co list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the West Bromwich Mortgage Company Conveyancing Panel? How can my firm be reinstated onto the West Bromwich Mortgage Company Conveyancing Panel?Find an Approved Solicitor on the West Bromwich Mortgage Company Conveyancing Panel
West Bromwich Mortgage Company Conveyancing Panel Recently Asked Questions
I instructed a firm of solicitors to conduct the legal paperwork on my purchase 5 weeks ago having applied for a mortgage with West Bromwich Mortgage Company. The firm confirmed to me that they are on West Bromwich Mortgage Company conveyancing panel and advised me their panel number. West Bromwich Mortgage Company then ,via my broker advised that their panel number was dormant and would need to be reactivated. What do I do from here? Should I appoint a new solicitor currently on the approved panel for West Bromwich Mortgage Company?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the West Bromwich Mortgage Company as to how long they think it will take to get the firm to get back on the panel.
Our lawyer has identified a defect with the lease for the apartment we are buying. The seller’s lawyers have put forward title insurance as a workaround. We are happy with insurance and will cover the costs. Our lawyer says that as he is on the West Bromwich Mortgage Company conveyancing panel he must ensure that the lender is happy with this solution. Who is the client here, us or West Bromwich Mortgage Company?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and West Bromwich Mortgage Company are the client. A precondition to being on the West Bromwich Mortgage Company approved panel is to comply with the CML Handbook requirements (last updated for this lender on West Bromwich Mortgage Company). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that West Bromwich Mortgage Company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the West Bromwich Mortgage Company conveyancing panel. My lawyer has said that they are on the West Bromwich Mortgage Company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the West Bromwich Mortgage Company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the West Bromwich Mortgage Company solicitor panel.
I was expecting to complete on my first house last Thursday. My solicitor is on the West Bromwich Mortgage Company conveyancing panel but has moved offices in the past couple of months and had not informed West Bromwich Mortgage Company of their new address. West Bromwich Mortgage Company is now refusing to release my funds as the information from the solicitors isn't correct.
This is as unusual as it is unlucky. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local West Bromwich Mortgage Company branch or your mortgage broker to see if they can help.
Do most lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the West Bromwich Mortgage Company conveyancing panel requirements are different to West Bromwich Mortgage Company’s conveyancing panel criteria.
I was thinking of purchasing my friend’s property. Once we agree a price, what’s the best way to proceed? I plan to obtain a mortgage with West Bromwich Mortgage Company. Is it possible to avoid using solicitors to save on the costs? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with West Bromwich Mortgage Company involved you will need to appoint a solicitor on the West Bromwich Mortgage Company conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to West Bromwich Mortgage Company. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the West Bromwich Mortgage Company conveyancing panel.
After much negotiation I have agreed a price on an apartment. My financial adviser pressured me to appoint their lawyers I paid an upfront payment of 175. Soon after the conveyancers contacted me sheepishly admitting that they were not on the West Bromwich Mortgage Company conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the West Bromwich Mortgage Company panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.