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approved by TogetherPersonal
Ready to buy a new home? Failing to check that a lawyer is on the TogetherPersonal list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Together Personal Finance Limited Conveyancing Panel? How can my firm be reinstated onto the Together Personal Finance Limited Conveyancing Panel?Find an Approved Solicitor on the Together Personal Finance Limited Conveyancing Panel
Q and A’s regarding the Together Personal Finance Conveyancing Panel
I instructed a law firm to conduct the legal paperwork on my purchase six weeks ago having applied for a mortgage with Together Personal Finance. The law firm assured me that they are on Together Personal Finance conveyancing panel and gave me their panel reference. Together Personal Finance then told me that their panel number was dormant and would need to be reactivated. What happens next? Do I instruct a different law firm listed on the approved panel for Together Personal Finance?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the Together Personal Finance as to the time frame to get your lawyer reinstated on the panel once again.
My conveyancer has uncovered an inconsistency when comparing the assumptions in Together Personal Finance’s valuation report and what is revealed within the legal papers for the property. My lawyer says that as he is on the Together Personal Finance conveyancing panel he is duty bound to ensure that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s stance correct?
A precondition to being on the Together Personal Finance approved panel is to comply with the CML Handbook requirements (last updated for this lender on Together Personal Finance) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I require the services of a Together Personal Finance panel solicitor in Belfast. Can you assist?
Unfortunately it’s not apparent why you need a Together Personal Finance panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Together Personal Finance to find out which solicitors in Together Personal Finance are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am attempting to get my ex-wife removed the mortgage deeds. Can Together Personal Finance really tell me which solicitor I can or can not retain?
You can use any solicitor you like but Together Personal Finance then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Together Personal Finance solicitors panel
My wife and I have arranged a further advance on our mortgage from Together Personal Finance as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Together Personal Finance conveyancing panel to deal with the legals?
Together Personal Finance do not ordinarily appoint a member of their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Together Personal Finance panel
We have a mortgage agreed in principle with Together Personal Finance. Solicitors have been chosen? How long does it take for Together Personal Finance to send the offer to our conveyancer
There is no definitive answer here. Have Together Personal Finance completed the survey? Have you advised Together Personal Finance as your lawyers details and checked that your lawyer is on the Together Personal Finance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
I have paid off my mortgage with Together Personal Finance. I assume I don't need a solicitor on the Together Personal Finance panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Together Personal Finance mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Together Personal Finance mortgage from the register. Together Personal Finance,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Together Personal Finance has sent the Land Registry the discharge electronically, and
the Together Personal Finance has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Together Personal Finance mortgage has been paid off.