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approved by Tandem
Ready to buy a new home? Failing to check that a lawyer is on the Tandem list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Tandem Bank Conveyancing Panel? How can my firm be reinstated onto the Tandem Bank Conveyancing Panel?Find an Approved Solicitor on the Tandem Bank Conveyancing Panel
Examples of recent questions relating to the Tandem Bank Conveyancing Panel
My husband and I are hoping to buy a 2 bedroom apartment in Newcastle with a mortgage from Tandem Bank. We would like to retain our solicitor but Tandem Bank says she’s not on their "panel". We have to appoint one of the Tandem Bank panel firms or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Tandem Bank conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Tandem Bank
Our son-in-law is purchasing a newly built flat with a mortgage from Tandem Bank. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Tandem Bank conveyancing panel as a standard part of the process, and to the surveyor when asked.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Tandem Bank conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Whilst your website is a good idea there are many lawyers listed near Hackney on the Tandem Bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Tandem Bank approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
I am buying a garden flat and getting a mortgage with Tandem Bank. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Tandem Bank conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Tandem Bank conveyancing panel in your location.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Tandem Bank have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Tandem Bank your lawyer must to check the Tandem Bank conveyancing instructions contained in the Part of CML Handbook for Tandem Bank . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Tandem Bank where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I am about to exchange contracts on a purchase with a mortgage from Tandem Bank. The report from my solicitor mentions that Tandem Bank could withdraw their offer before completion. Is this right?
Banks and Building Societies such as Tandem Bank can revoke their mortgage offer although this is unusual. should Tandem Bank withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are many potential reasons but here are 5 examples:
- If the borrower informs Tandem Bank of a change in security address
- Amendments if purchase price adjusted and the loan to value limits exceeded by this. Please note that Tandem Bank conveyancing panel solicitors would be obliged to notify Tandem Bank of a change in the price of the property.
- A cashback to the buyer, or | part of the price includes a non-cash incentive to the buyer (eg paid stamp duty land tax),or | any indirect incentive (cash or non cash) or rental guarantee, of which the lender was previously unaware
- Following advice from the valuer on their lender panel or If the lender has doubts about the effectiveness of the valuation as a result of subsequent events or information received post valuation but pre completion
- If the solicitor on the Tandem Bank conveyancing panel acting for the applicant, borrower, mortgagor or guarantor cannot comply with Tandem Bank ‘s instructions
Can I register a complaint to Tandem Bank about the lawyers being on the Tandem Bank conveyancing panel?
Complaining to Tandem Bank about their conveyancing panel is unlikely to yield much of a response. Every solicitor firm and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
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Transfer of Equity for Tandem BankPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors