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approved by Rooftop Mortgages
Ready to buy a new home? Failing to check that a lawyer is on the Rooftop Mortgages list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Rooftop Mortgages Ltd Conveyancing Panel? How can my firm be reinstated onto the Rooftop Mortgages Ltd Conveyancing Panel?Find an Approved Solicitor on the Rooftop Mortgages Ltd Conveyancing Panel
Examples of recent questions relating to the Rooftop Mortgages Conveyancing Panel
A solicitor my fiance and I wanted to use for conveyancing on a purchase said he will levy higher legal fees if my lender is because of their unusual legal requirements. Am I likely to be frustrated using Rooftop Mortgages? Any comments will be appreciated
Rooftop Mortgages conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the Rooftop Mortgages conveyancing panel. If they are not, this does add further risk of delay as Rooftop Mortgages will appoint their own solicitors to look after their interest.
My lawyer has uncovered a discrepancy between the information in Rooftop Mortgages’s home valuation survey and what is revealed within the title deeds. My lawyer informs me that as he is on the Rooftop Mortgages conveyancing panel he is duty bound to check that the bank is OK with this discrepancy and is content go ahead. Is my solicitor’s stance correct?
A precondition to being on the Rooftop Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Rooftop Mortgages) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Whilst your website is a good idea there are many lawyers listed near Leeds on the Rooftop Mortgages conveyancing panel. Can you recommend a specific firm on the conveyancing panel for Rooftop Mortgages ?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
My conveyancers in Manchester have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with Rooftop Mortgages. Is it case that being on the Rooftop Mortgages conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Rooftop Mortgages Conveyancing Panel Terms. It might be worth you contacting Rooftop Mortgages directly.
Are all Conveyancing Quality Solicitors on the Rooftop Mortgages conveyancing panel?
A selection of lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
When it comes to lenders such as Rooftop Mortgages do solicitors have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Two weeks ago we had a mortgage agreed in principle with Rooftop Mortgages. Solicitors have been chosen? What is the average time that one could expect to receive a mortgage offer from Rooftop Mortgages?
There is no definitive answer here. Have Rooftop Mortgages done the valuation? Have you advised Rooftop Mortgages as your lawyers details and checked that your lawyer is on the Rooftop Mortgages conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
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Transfer of Equity for Rooftop MortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors