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approved by RBS - Direct Line
Ready to buy a new home? Failing to check that a lawyer is on the RBS - Direct Line list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel? How can my firm be reinstated onto the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel?Find an Approved Solicitor on the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel
FAQs : The RBS - Direct Line Solicitor Panel
I was advised recently by my broker that my the law firm I have appointed is not on the RBS - Direct Line Solicitor panel. How can I check?
You need to contact your conveyancer. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for RBS - Direct Line.
Our lawyer has identified a defect with the lease for the property we are buying. The seller’s lawyers have put forward title insurance as a solution. We are happy with insurance and will cover the costs. Our solicitor has advised that as he is on the RBS - Direct Line conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or RBS - Direct Line?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and RBS - Direct Line are the client. A precondition to being on the RBS - Direct Line approved panel is to comply with the CML Handbook requirements (last updated for this lender on RBS - Direct Line). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that RBS - Direct Line can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Whilst your website is a good idea there are many lawyers listed near Manchester on the RBS - Direct Line conveyancing panel. Can you recommend a specific firm on the RBS - Direct Line approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am selling my house. Does my solicitor have to be on the RBS - Direct Line conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the RBS - Direct Line conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
My wife and I have arranged a further advance on our mortgage from RBS - Direct Line as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the RBS - Direct Line conveyancing panel to deal with the legals?
RBS - Direct Line do not ordinarily instruct firms on their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the RBS - Direct Line panel
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS - Direct Line be concerned
Given that your lender is RBS - Direct Line your lawyer must to check the RBS - Direct Line conveyancing instructions contained in the Part of CML Handbook for RBS - Direct Line . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to RBS - Direct Line where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
I had an offer accepted on a house on the 12th February 2014, valuation was booked five days later, all came back fine. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to RBS - Direct Line and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the RBS - Direct Line conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS - Direct Line to deal with your lawyers application to be on the RBS - Direct Line conveyancing panel. There's no guarantee that your solicitors will be accepted.
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