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approved by Pepper

Ready to buy a new home? Failing to check that a lawyer is on the Pepper list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Pepper Homeloans Conveyancing Panel

FAQs : The Pepper Homeloans Conveyancing Panel

My lawyer is not on the Pepper Homeloans Approved Panel. Can I still continue with my preferred solicitor even though they are excluded from the Pepper Homeloans panel?
The most common options here are as follows:
  1. Carry on with your existing solicitors but Pepper Homeloans will need to instruct a lawyer on the Pepper Homeloans conveyancing panel. This will result in additional cost and potential delay.
  2. Get a new solicitor to act in the purchase, obviously checking they are on the Pepper Homeloans conveyancing panel.
  3. Convince your lawyer to do everything within their powers to join the Pepper Homeloans conveyancing panel
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Pepper Homeloans will not agree to this. Why was Pepper Homeloans even consulted?
Your lawyer being on the Pepper Homeloans conveyancing panel is duty bound to inform Pepper Homeloans of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Pepper Homeloans then they would have to discontinue acting for you and Pepper Homeloans.
Are the lawyers identified as being on the Pepper Homeloans conveyancing panel, together with their details provided by Pepper Homeloans?
The firms themselves provide us confirmation that they are on the Pepper Homeloans conveyancing panel as opposed to being supplied with a list from Pepper Homeloans directly.
I would like to get my ex-wife removed the mortgage deeds. Can Pepper Homeloans really tell me which solicitor I can or can not use?
You can use any solicitor you like but Pepper Homeloans then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Pepper Homeloans solicitors panel
We are getting a further advance on our mortgage from Pepper Homeloans as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Pepper Homeloans conveyancing panel to deal with the legals?
Pepper Homeloans do not ordinarily instruct a member of their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Pepper Homeloans panel
I have agreed a price on a house I spoke to a solicitor recommended by my uncle and he recommended instructing a law firm approved by Pepper Homeloans. The estate agent recommended two local firms so I asked Pepper Homeloans if the 2 suggested solicitors are approved, which they are not. Pepper Homeloans pointed out that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Pepper Homeloans 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Pepper Homeloans for conveyancing panel firms in your area. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the Pepper Homeloans conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Pepper Homeloans conveyancing panel as it may only take about 2-3 weeks. As long as they meet Pepper Homeloans’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
I have paid off my mortgage with Pepper Homeloans. I assume I don't need a solicitor on the Pepper Homeloans panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Pepper Homeloans mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Pepper Homeloans mortgage from the register. Pepper Homeloans,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Pepper Homeloans has sent the Land Registry the discharge electronically, and the Pepper Homeloans has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Pepper Homeloans mortgage has been paid off.