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Frequently asked questions relating to the Pepper Money (UK) Conveyancing Panel
My mortgage broker has says he needs my solicitor’s panel member for the Pepper Money (UK) conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Pepper Money (UK) office but they have not got back to me yet.
You are best placed to get this information from your conveyancing lawyer. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Pepper Money (UK).
I am due to move into my new home next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in has capacity as lawyer for Pepper Money (UK). What risks do Pepper Money (UK) expect the insurance to cover?
Any lawyer on the Pepper Money (UK) conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Pepper Money (UK)’s Part 2 requirements of the CML Handbook (last updated on Pepper Money (UK)). Being on the Pepper Money (UK) conveyancing panel your lawyer is expect to follow these requirements.
Are there any apps to help search for a local solicitor on the Pepper Money (UK) conveyancing panel? I have a car and am prepared to travel up to 25 kilometers to meet the solicitor.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Pepper Money (UK) solicitor panel.
I am purchasing a new build flat and getting a mortgage with Pepper Money (UK). Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Pepper Money (UK) conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Pepper Money (UK) conveyancing panel in your location.
Do the majority of banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Pepper Money (UK) conveyancing panel requirements are different to Pepper Money (UK)’s conveyancing panel requirements.
We have a mortgage agreed in principle with Pepper Money (UK). Solicitors have been chosen? How long does it take for Pepper Money (UK) to send the offer to our conveyancer
Some lenders take longer than others. Have Pepper Money (UK) completed the valuation? Have you advised Pepper Money (UK) as your lawyers details and checked that your lawyer is on the Pepper Money (UK) conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I am selling my flat. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Pepper Money (UK) are being pedantic. The solicitor who is on the Pepper Money (UK) conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Pepper Money (UK) are requiring a building regulation certificate. Why do Pepper Money (UK) have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Pepper Money (UK) have referred the matter to their valuer. The reason why Pepper Money (UK) may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
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Transfer of Equity for Pepper Money (UK)Please note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors