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Ready to buy a new home? Failing to check that a lawyer is on the Natwest Bank list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the National Westminster Bank plc Conveyancing Panel? How can my firm be reinstated onto the National Westminster Bank plc Conveyancing Panel?Find an Approved Solicitor on the National Westminster Bank plc Conveyancing Panel
Examples of recent questions relating to the National Westminster Bank Conveyancing Panel
I am progressing with the sale of my house and the estate agent has just telephoned to warn that the buyers are changing their solicitor. The excuse is that National Westminster Bank will only work with property lawyers on their approved list. Why would a leading mortgage company only work with certain lawyers?
UK lenders have always had panels of law firms they are willing to work with, but in the past few years big names such as Nationwide , have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for more than 25 years.
Lenders point to the increase in fraud by way of justification for the cull – criteria have been tightened and a smaller panel should be easier to keep an eye on. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is being contacted daily by practices that have been removed from panels, or have other concerns about them. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyer’s case. Your purchasers are unlikely to have any sway in the decision.
Our lawyer has identified a legal deficiency with the lease for the flat we are purchasing. The other side have put forward title insurance as a workaround. We are content with insurance and will pay for it. Our lawyer says that as he is on the National Westminster Bank conveyancing panel he must be satisfied that the lender is happy with this solution. Are we the client or is National Westminster Bank?
Just because you have a mortgage offer from National Westminster Bank does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and National Westminster Bank are the client. The appropriate lender requirements have to be complied with by the National Westminster Bank conveyancing panel who has to balance acting for you and National Westminster Bank
I have been Googling for online conveyancing estimates. Can I be confident that all the law firms that are listed on your site are on the National Westminster Bank conveyancing panel?
The law firms on our directory have advised us that they are on the National Westminster Bank panel and agreed to advise us to take down their listing in the event of removal off of the National Westminster Bank panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the National Westminster Bank conveyancing panel is incorrect.
My uncle passed away last year and as sole heir and executor was left the property. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to National Westminster Bank , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then National Westminster Bank will insist on your using a conveyancer on the National Westminster Bank conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your National Westminster Bank conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the National Westminster Bank mortgage is registered as a charge at the Land Registry.
How can we tell if a solicitor on the National Westminster Bank panel is any good?
obtaining recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor handling your conveyancing
We were going to get a DIP from National Westminster Bank this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the National Westminster Bank recommend a solicitor on the National Westminster Bank conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the National Westminster Bank conveyancing panel. The solicitor represents both you and the National Westminster Bank through the process.
Sometime soon me and my wife are buying a penthouse in Hendon. Conveyancing solicitors in Hendon need to begiven the go-ahead. My colleagueadvised that we make sure that the solicitor in Hendon is on the National Westminster Bank approved list of lawyers. Is this right?
A limited percentage of Hendon conveyancing firms are on the National Westminster Bank conveyancing panel. 5 people a month use our search tool to locate a Hendon conveyancing solicitor on the on the National Westminster Bank panel.