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approved by Hanley Economic Building Society
Ready to buy a new home? Failing to check that a lawyer is on the Hanley Economic Building Society list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Hanley Economic Building Society Conveyancing Panel? How can my firm be reinstated onto the Hanley Economic Building Society Conveyancing Panel?Find an Approved Solicitor on the Hanley Economic Building Society Conveyancing Panel
Q and A’s regarding the Hanley Economic Building Society Solicitor Panel
My financial adviser has asked me for my lawyer’ panel reference for the Hanley Economic Building Society conveyancing panel. Can you suggest how I find this out. I have e-mailed my local Hanley Economic Building Society branch but they have not got back to me yet.
the sensible thing to do is ask for this information from your solicitor. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Hanley Economic Building Society.
Our solicitor has identified a legal deficiency with the lease for the apartment we are buying. The other side have suggested defective title insurance as a workaround. We are happy with insurance and will cover the costs. Our lawyer says that as he is on the Hanley Economic Building Society conveyancing panel he must check that the lender is happy with this solution. Are we the client or is Hanley Economic Building Society?
Just because you have a mortgage offer from Hanley Economic Building Society does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Hanley Economic Building Society are the client. These conveyancing instructions must be adhered to by the Hanley Economic Building Society conveyancing panel who has to balance acting for you and Hanley Economic Building Society
I require the services of a Hanley Economic Building Society panel solicitor in Belfast. Can you assist?
It is not clear why you need a Hanley Economic Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Hanley Economic Building Society to find out which solicitors in Hanley Economic Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am mortgaging my home does my lawyer have to be on the Hanley Economic Building Society Solicitor panel?
There is nothing to stop you using your solicitor but Hanley Economic Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Hanley Economic Building Society conveyancing panel?
A selection of lenders now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
Can I register a complaint to Hanley Economic Building Society about the lawyers being on the Hanley Economic Building Society conveyancing panel?
Complaining to Hanley Economic Building Society about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
I have instructed a lawyer having checked that they are on the Hanley Economic Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
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Having read lots of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Hanley Economic Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Hanley Economic Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Hanley Economic Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
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Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Hanley Economic Building Society you could contact your them to see if they have a list of approved surveyors.