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How does my firm apply to be on the Ahli United Bank (UK) plc Conveyancing Panel? How can my firm be reinstated onto the Ahli United Bank (UK) plc Conveyancing Panel?Find an Approved Solicitor on the Ahli United Bank (UK) plc Conveyancing Panel
Common questions asked concerning the Ahli United Bank Solicitor Panel
I am expecting a mortgage offer from Ahli United Bank. I hope to employ the services of a Licensed Conveyancer. Does the Ahli United Bank Conveyancing panel exclude conveyancers regulated by the CLC
Ahli United Bank’s conveyancing panel is, like many other lenders represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
My fiance and I are refinancing our maisonette with Ahli United Bank. We have a son 19 who lives with us. The solicitor on the Ahli United Bank conveyancing panel has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two concerns (1) Is this form unique to the Ahli United Bank conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Ahli United Bank conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Ahli United Bank .This is solely used to protect the Ahli United Bank if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Ahli United Bank had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I have been searching for competitive conveyancing fees. Can I be sure that all the firms that are identified on your website are on the Ahli United Bank conveyancing panel?
The law firms on our directory have advised us that they are on the Ahli United Bank panel and agreed to advise us to take down their listing in the event of removal off of the Ahli United Bank panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the Ahli United Bank conveyancing panel is incorrect.
Can you clarify what the consequences are if my lawyer’s firm is suspended from the Ahli United Bank Solicitor panel before the completion date?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
Do conveyancing solicitors on the Ahli United Bank conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
We are getting a further advance on our mortgage from Ahli United Bank as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Ahli United Bank conveyancing panel to deal with the paperwork?
Ahli United Bank would not normally instruct firms on their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Ahli United Bank list
The for formalities of my remortgage has taken place with a mortgage from Ahli United Bank. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about Ahli United Bank. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the Ahli United Bank branches or the Customer Care Department at Ahli United Bank head office. Ordinarily complaints to Ahli United Bank are sorted out very quickly. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service with full details of your complaint.
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Transfer of Equity for Ahli United BankPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors