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approved by Accord Mortgages

Ready to buy a new home? Failing to check that a lawyer is on the Accord Mortgages list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Accord Mortgages Ltd Conveyancing Panel

Common questions asked concerning the Accord Mortgages Conveyancing Panel

I need to swap lawyers as my lawyer is not on the Accord Mortgages panel of conveyancing solicitors. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
My partner and I are refinancing our apartment with Accord Mortgages. We have a son approaching twenty who lives with us. The solicitor on the Accord Mortgages conveyancing panel has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the apartment is repossessed. I have a couple of concerns (1) Is this form unique to the Accord Mortgages conveyancing panel as he did not need to sign this form when we purchased 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Accord Mortgages conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Accord Mortgages .This is solely used to protect the Accord Mortgages if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Accord Mortgages had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

How do I find a local solicitor on the Accord Mortgages conveyancing panel? I have a car and am prepared to travel up to 10 kilometers to meet the solicitor.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Accord Mortgages solicitor panel.
I am selling my house. Does my solicitor have to be on the Accord Mortgages conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Accord Mortgages conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I previously instructed online conveyancers based in Manchester who are on the Accord Mortgages solicitor panel. They are now charging me a separate fee of £195 for dealing with the Accord Mortgages mortgage. Is this a supplemental conveyancing fee set by Accord Mortgages?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Accord Mortgages but by your lawyers. Some firms on the Accord Mortgages will charge an ‘acting for lender’ fee and others do not.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a Accord Mortgages conveyancing panel complaints department or do I complain directly to the law firm?
There is little point in complaining directly to Accord Mortgages. Every solicitor firm and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.

The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.

If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.

Sometime soon me and my wife are purchasing a garden flat in Hendon. Conveyancing solicitors in Hendon are preferred to beinstructed. My brother-in-lawsuggested that we make sure that the conveyancing practitioner in Hendon is on the Accord Mortgages solicitors panel. Is this really necessary?
It is not that case that all Hendon conveyancing solicitors are on the Accord Mortgages conveyancing panel. Click here to find a Hendon conveyancing lawyer on the on the Accord Mortgages approved list of lawyers.